Your Independent UK Guide to pensions and retirement planning
Retirement Planning: What to Do First
Follow these steps to understand your options and make informed decisions.
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Workplace Pension Charges: What You Are Actually Paying
Use this when reviewing your pension statement or provider...
Read more →When Pension Drawdown Makes Sense — and When It Does Not
Drawdown is not an investment in itself. It is a way of accessing a pension. Your money stays inside a pension wrapper,...
Read more →When Deferring Your State Pension Makes Financial Sense
There are some situations where deferral is genuinely worth serious...
Read more →What to Review Before Taking Tax-Free Cash From a Pension
Taking tax-free cash from a pension can look straightforward: you reach the minimum pension access age, ask the...
Read more →What to Do With Small Pension Pots From Old Jobs
If you’ve changed jobs a few times, there’s a fair chance you’ve left behind a trail of small pension pots. One from a...
Read more →What Happens to Your State Pension When You Die
When someone dies, their State Pension does not carry on as normal, and it does not simply become part of the estate in...
Read more →What Happens to Your Pension When You Change Jobs
Changing jobs can be good for your career and pay, but it often leaves people with a nagging question in the...
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